Hotel & Guesthouse Insurance

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This product provides all types of bed & breakfasts, guesthouses and hotels with a policy combining property, liability and legal expenses cover.

Key benefits include:

  • All risks cover including Accidental Damage
  • Combined package policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent/Lease Payments Cover, Personal Effects of Guests, Personal Money & Credit Cards, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability and Legal Expenses
  • Quotations available for risks up to £100,000,000 sum insured any one location
  • Public & Products Liability £2,000,000
  • Large no claims bonus available
  • Multi location policies available

Optional covers include:

  • Buildings cover
  • Subsidence, ground heave & landslip
  • Theft by employees
  • Specified all risks
  • Terrorism
  • Household contents
  • Public & Products Liability up to £10,000,000